Home Loans

Banc Home Loans

Get more from your lender with Banc Home Loans

Our Loan Officers guarantee that they will get back to you in a timely manner and get you the answer you need.

About the Company:

Opening More Doors to Homeownership

Get more from your lender with Banc Home Loans. We offer our Loan Officers and their borrowers a comprehensive suite of conventional and flexible portfolio mortgage lending programs unmatched in our industry, accommodating virtually all financial needs and scenarios.

And when it comes to working with us, borrowers and their agents can expect:

  • Guaranteed responses
  • Diligent follow-up
  • Fast answers

When you work with Banc Home Loans, you don’t have to worry about a voice mail or email slipping through the cracks. Our Loan Officers guarantee that they will get back to you in a timely manner and get you the answer you need.

About Service:

Flexible Programs for Any Scenario

When you choose to work with Banc Home Loans, you gain access to some of the most flexible and unique lending programs in the industry designed for buyers with non-traditional lending needs.

  • Full Documentation Loan Programs
    • Depletion of Asset
  • Alternative Documentation Loan Programs
    • 1-year Tax Return
    • 12-month Bank Statement
    • Substantial Asset
    • Asset Income
  • Expanded Criteria Loan Program
  • Home Equity Line of Credit (HELOC) Program

We also offer more conventional loan programs for those with traditional lending needs:

  • Conventional Conforming (“Agency”)
  • Agency High Balance
  • Jumbo/Non-conforming
  • Jumbo Conduits
  • FHA, VA, CalHFA, USDA

NOTE:
Not all applicants will qualify. These Programs may have a higher interest rate, more points or more fees than other Programs requiring documentation. Minimum FICO, reserve, and other requirements apply. Programs may not be available in all states. Contact your Loan Officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change at any time without notice.

Contact Details:
Naz Mehdizadeh
Regional Vice President
Phone: 800-935-7819
Website: www.banchomeloans.com/harcourts
Email: naz.mehdizadeh@banchomeloans.com